|Required to Open Account:
|Unqualified Withdrawal Service Charge:
|Transfer/Rollover to Another Institution
Variable interest rate. IRA withdrawals prior to age 59½ will
incur a service charge (see above) as well as an IRS penalty. Withdrawals
may be made with no penalty or service charge after age 59½. Withdrawals
are mandatory after age 70½. Interest is paid annually.